Large home

Jumbo Mortgage

What is a Jumbo mortgage?

Mortgages over $726,200* or non-conforming mortgages according to Fannie Mae and Freddie Mac, are considered Jumbo mortgages. This is basically a mortgage loan that does not “conform” to the Fannie Mae and Freddie Mac guidelines.


What we offer

Macatawa Bank offers very competitive fixed-rate and ARM products that can help you purchase or refinance your home with a Jumbo mortgage.



Have questions?

Call us at (877) 820-2265 to schedule an appointment with a Mortgage Loan Officer or fill out the contact form below and we will have one of our Loan Officers reach out to answer any questions you have.

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Get started online

Apply or get pre-qualified for a Jumbo mortgage with one of our Adjustable Rate or Fixed-Rate Mortgage options by clicking the buttons below.

Apply now for a Jumbo Mortgage

Get prequalified for a Jumbo Mortgage




* Amount adjusts annually.
Disclosures and borrower information
Macatawa Bank's primary lending area is West Michigan. Online applications will be considered received on today’s business day if submitted during the course of the bank’s normal business hours;
9am EST – 5pm EST Monday – Friday, excluding Federal Holidays
9am EST – 12pm EST on Saturdays
Applications received outside of this timeframe, including Federal Holidays and Sundays will be considered received the next business day.


All Home Loan Options


Construction Loans


Adjustable Rate Mortgages (ARM)


Land Loans

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