Buying a home
Buying a home is one of the most important purchases you’ll ever make. Whether it’s your first home loan or your fourth, it’s comforting to understand your options and to work with a lender who listens to your unique situation, then cuts through the mortgage jargon to present you with the best solutions for you. Experienced mortgage lenders know the right questions to ask: Are you considering a home purchase or is this a refinance of your existing home? Are you looking for a construction loan for a home you’d like to build, or is it a lot loan you need now? They can show you how to get prequalified for a mortgage, which can speed up the home buying process when you find that dream home.
Unsure about the mortgage loan process?
Rest easy. We’ve laid out the whole loan process so you know what to expect. Your Mortgage Loan professional will work closely with you to answer any questions you may have at each step.
What do I need to apply for a mortgage?
There are a few things you’ll want to have handy before applying for a mortgage. Check out what you need to apply for a mortgage here.
What is the Michigan First Time Home Buyers Savings program?
It’s a limited time program to assist first time homebuyers with the purchase of a single family residence in Michigan. It allows savers to open an account that can be used for payment or reimbursement of eligible costs for the purchase of a single family residence in Michigan. The contributions made to this account, accrued interest and qualified withdrawals are exempt from taxation. Single filers could claim up to $5,000 and joint filers could claim up to $10,000 on their State of Michigan taxes.*