Business casual man relaxing in chair

My Rewards

Learn more about how you can earn rewards.

The difference is rewarding

It’s hard to imagine that being a true community bank can make us different, but as more banks change names and ownership, we know that staying true to our roots is the smartest thing we can do for our customers and the communities we serve.

Refer A Friend
Refer A Friend

You get $50 for referring a friend.1
You simply, fill in the information on the card, then give it to a friend or family member.  When your friend or family member brings the card to any Macatawa Bank location and opens a personal or business checking account, we will deposit $50 into your checking account.

Your friend gets rewarded too -- up to $100!2 When they open a new personal or business checking account at Macatawa Bank we’ll deposit $25. If they open a Macatawa Bank Debit Card and make at least 10 debit card transactions within 60 days of account opening they qualify for an additional $75.

Refer A Friend Form (PDF) 

Interest Banking
Interest Rewards Checking

Options to waive $10 monthly fee:
  • Maintain a $1,000 daily balance or $5,000 relationship balance3
Perks for everyone:
  • Earns interest
  • Up to $6 per month in waived Non-Macatawa Bank ATM fees
  • Free money orders & cashier’s checks
  • Free Deluxe Provent ID Restoration4 service
Perks for Seniors (age 60+)
  • Free standard checks or 50% off designer styles
View our Current Rates.

Apply now  for an Interest Rewards Checking Account

Debit Card
UChoose Debit Card Rewards

Use the Card.  Earn Rewards.
Earn 1 reward point for every $2 spent on all signature-based credit transactions5 using your personal Macatawa Bank Rewards Debit Card. Points can be redeemed for thousands of items such as gift cards, merchandise, travel experience, event tickets - even cash! Simply register your card at and we'll do the rest.  Your registration allows you to start earning points, and gains you access to the online redemption center.  

Check my Rewards  visit UChoose rewards
1Cannot be combined with any other offer. Referrer must have a Macatawa Bank checking account to participate. If you do not have a Macatawa Bank checking account, you must open one to participate and receive the $50 Refer a friend bonus. Individuals can earn up to $590 per year for referrals. Bonus may be subject to IRS tax reporting. $50 bonus payment will be deposited within 90 days of your referral opening their qualified account (Rebound Checking is not eligible). Macatawa Bank reserves the right to disqualify any referrals in circumstances where we reasonably believe they were not sent to us in good faith. Macatawa Bank may discontinue this offer at any time. See Bank for complete details. By participating in the Refer a friend program you recognize that whomever you refer or whoever referred you will have knowledge that you have an account with Macatawa Bank. Program ends December 31, 2017. Member FDIC.
2Offer valid on new personal or business checking accounts (Rebound Checking is not eligible for bonus) opened January 1, 2017 – December 31, 2017. $25 (personal) or $50 (business) account minimum opening balance requirement must be met at the time of account opening. Cannot be combined with any other offer. To be eligible for a bonus payment, account must be opened with funds not currently on deposit with Macatawa Bank and account holder must not have been a signer on a checking account with Macatawa Bank during the past 90 days. $25 bonus payment will be deposited within the first 90 days of account opening. $75 debit card use bonus will be credited to the new checking account after the 3rd statement cycle. Bonus payments will only be paid to accounts that are in good standing with the bank. Account openings are subject to normal approvals. Must present coupon at time of opening. Value of bonus will be added as interest on your year-end statement of earnings. By participating in the Refer a friend program you recognize that whoever gave you this coupon will have knowledge that you have opened an account at Macatawa Bank. Limit one offer per household/business. Member FDIC.
3Qualifying relationship account(s) include any combination of the following personal deposit accounts (excluding this account): checking , money market, savings, and certificate of deposit accounts. Relationship account(s) must be held at Macatawa Bank within the same primary household and are based upon the additional deposit ledger balances held on the last business day of this account’s statement cycle.
4Available to primary account holder only. Service must be activated within 60 days of account opening to be effective.
5TERMS & CONDITIONS APPLY. To learn more, refer to the UChoose Rewards Terms & Conditions at Valid on personal accounts only. Point values subject to change. UChoose Rewards and the UChoose Rewards Program are not available to Rebound Checking customers.
6Normal text and data charges may apply.

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.  * = Required field.

* required fields
Preferred form of contact *
What is your preferred method of contact?
Existing customer? *
Are you an currently a customer at Macatawa Bank?