Macatawa and Wintrust Announcement
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Commercial Checking

Bringing heavy weight value to your business.

Business opportunities can strike suddenly.  You need a responsive financial partner providing access to a comprehensive package of products and services to knock out the competition.  We are agile.  We make our decisions locally and can quickly respond to your lending, treasury management and investment needs.  We are always there in your corner.

Use the chart below to compare the commercial checking account options available to meet you unique checking needs.



Business
Analysis Checking

Designed for organizations with high monthly transaction volume providing an earnings credit allowance to offset fees and full FDIC insurance coverage
Business Interest
Analysis Checking

Designed for high monthly transaction volume organizations offering competitive rate of interest 
Business Net
Analysis Checking

Designed for high monthly transaction volume organizations desiring flexible interest and earnings credit options
Opening Requirements
$50
Opening Requirements
$50
Opening Requirements
$50
Monthly Maintenance Fee
Yes1
Monthly Maintenance Fee
Yes1
Monthly Maintenance Fee
Yes1
How To Avoid Or Reduce Maintenance Fee
No minimum balance requirement
How To Avoid Or Reduce Maintenance Fee
No minimum balance requirement
How To Avoid Or Reduce Maintenance Fee
No minimum balance requirement
Transaction Allowance
Unlimited1
Transaction Allowance
Unlimited1
Transaction Allowance
Unlimited1
Earnings Credit Allowance
Yes
Earnings Credit Allowance
N/A
Earnings Credit Allowance
Yes
Earns Interest
N/A
Earns Interest
Yes
Earns Interest
Yes3
Interest Tiers
N/A




Interest Tiers
$0 - $99,999
$100,000 - $249,999
$250,000 - $499,999
$500,000 - $999,999
$1,000,000 +
Interest Tiers
$0 - $99,999
$100,000 - $249,999
$250,000 - $499,999
$500,000 - $999,999
$1,000,000 +
Cash Deposits Per Month
$0.001 per $1
Cash Deposits Per Month
Per item fee applies
Cash Deposits Per Month
Per item fee applies
Online Banking & Bill Pay
Yes
Online Banking & Bill Pay
Yes
Online Banking & Bill Pay
Yes
Extras
Treasury Management Service options
eStatements available
Business Debit Card
Business Credit Card
Extras
Treasury Management Service options
eStatements available
Business Debit Card
Business Credit Card
Extras
Treasury Management Service options
eStatements available
Business Debit Card
Business Credit Card







1 Monthly maintenance fee applies.  Per item charges will be assessed for each transaction.  Please contact our Customer Service at 1 (877) 820-2265 for additional information.

3 Interest for the Business Net Analysis Checking account is calculated and paid on the net remaining average available balance after service charges are offset by earnings credit.

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.
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