Non Profit workers filling boxes with food items

Nonprofit Banking

Helping you further your mission.

Macatawa Bank recognizes the invaluable contributions of our nonprofit organizations to the communities we serve.

As your financial services and community partner, we are committed to helping nonprofit organizations fulfill their mission with products and services that meet the unique needs of your organization. Our mission is to support your cause.

Use the chart below to compare the nonprofit checking account options available to meet your unique checking and savings needs.

Use the chart below to compare the nonprofit checking account options available to meet your unique checking and savings needs.
Nonprofit Access Checking Start-up or small organizations with low balance and low monthly volume	Nonprofit Advantage Checking Small to mid-size organizations with low to moderate balances and moderate monthly transaction volume desiring interest option	Nonprofit Analysis Checking Organizations with high monthly transaction volume providing an earnings credit allowance to offset fees and full FDIC insurance coverage	Nonprofit Interest Analysis Checking High monthly transaction volume organizations offering competitive rate of interest	Nonprofit Net Analysis Checking High monthly transaction volume organizations desiring flexible interest and earnings credit options
Opening Requirements $50	Opening Requirements $50	Opening Requirements $50	Opening Requirements $50	Opening Requirements $50
Monthly Maintenance Fee N/A	Monthly Maintenance Fee Yes²	Monthly Maintenance Fee Yes²	Monthly Maintenance Fee Yes²	Monthly Maintenance Fee Yes²
How To Avoid Or Reduce Maintenance Fee No minimum balance requirement	How To Avoid Or Reduce Maintenance Fee $25,000 average available minimum balance requirement per statement cycle	How To Avoid Or Reduce Maintenance Fee No minimum balance requirement	How To Avoid Or Reduce Maintenance Fee No minimum balance requirement	How To Avoid Or Reduce Maintenance Fee No minimum balance requirement
Transaction Allowance 200¹	Transaction Allowance 500¹	Transaction Allowance Unlimited²	Transaction Allowance Unlimited²	Transaction Allowance Unlimited²
Earnings Credit Allowance N/A	Earnings Credit Allowance N/A	Earnings Credit Allowance Yes	Earnings Credit Allowance N/A	Earnings Credit Allowance Yes
Earns Interest N/A	Earns Interest Yes	Earns Interest N/A	Earns Interest Yes	Earns Interest Yes⁴
Interest Tiers N/A	Interest Tiers $0 - $24,999 $25,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 +	Interest Tiers N/A	Interest Tiers $0 - $99,999 $100,000 - $249,999 $250,000 - $499,999 $500,000 - $999,999 $1,000,000 +	Interest Tiers $0 - $99,999 $100,000 - $249,999 $250,000 - $499,999 $500,000 - $999,999 $1,000,000 +
Cash Deposits Per Month Free up to $7,000⁵	Cash Deposits Per Month Free up to $20,000⁵	Cash Deposits Per Month N/A	Cash Deposits Per Month N/A	Cash Deposits Per Month N/A
Online Banking & Bill Pay Yes	Online Banking & Bill Pay Yes	Online Banking & Bill Pay Yes	Online Banking & Bill Pay Yes	Online Banking & Bill Pay Yes
Extras Treasury Management Service options eStatements available Business Debit Card Business Credit Card	Extras Treasury Management Service options eStatements available Business Debit Card Business Credit Card	Extras Treasury Management Service options eStatements available Business Debit Card Business Credit Card	Extras Treasury Management Service options eStatements available Business Debit Card Business Credit Card	Extras Treasury Management Service options eStatements available Business Debit Card Business Credit Card

¹Monthly allowable transactions per statement cycle at no charge ($0.40 for each item over monthly transaction allowance). Transactions include: checks paid, items deposited, deposit tickets, ACH credits received, ACH debits received, POS debits.
²Monthly maintenance fee applies. Per item charges will be assessed for each transaction. Please contact our Customer Service at 1 (877) 820-2265 for additional information.
⁴Interest for the Nonprofit Net Analysis Checking account is calculated and paid on the net remaining average available balance after service charges are offset by earnings credit.
⁵Excess cash deposits are charged at $0.0012 per $1.

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