business woman looking at tablet with coffee shop owner

Business Banking

Business banking done locally.

West Michigan is home to Macatawa Bank. Our roots are local, our people are local and our ownership is local.  In 1997, a group of local business leaders launched Macatawa Bank with a vision of becoming a true community bank, where decisions are made locally to benefit other local businesses. Today we remain true to our roots. Your business is a big deal and you deserve a banking partner who will give you the attention you deserve. Our customers already know this,  but our local focus can have a significant and positive impact on your business.

Business banking services:


  • Business Savings
  • Business Money Market
  • Business Certificate of Deposit

Employee Benefit Services


  • Business Term Loan
  • Business Line of Credit
  • Business Letter of Credit
  • Business and Commercial Credit Card

Treasury Management

  • ACH Processing (Direct Deposit, Collections, Payments)
  • Automated Sweep Services
  • CD-ROM Imaging
  • Fraud Prevention Services (Check & ACH)
  • Lockbox Services
  • Remote Deposit Capture Services
  • Merchant Credit Card Processing Services

Benefit from a deeper understanding.

Your business is unique.  Your industry has specific rhythms, opportunities, and its own vocabulary.  With the right financial partner you can spend your time growing your business, instead of explaining how it works.  At Macatawa Bank we have industry experts waiting to help you thrive in yours. 

  • Auto Dealerships
  • Transportation
  • Nonprofits
  • Office Furniture
  • Industrial
  • Health Services
  • Real Estate
  • Public Sector
  • Manufacturing
  • Agriculture
  • Construction
  • Service Industry
  • Small Business
  • Restaurants
  • Municipality

Don't take our word for it. Take a look at what our customers are saying about how banking with Macatawa Bank has made a difference for their business.

Talk to an industry expert today. 

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.
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