Personal Savings & Investment

Macatawa Bank offers a wide array of savings and investment options .

Macatawa Savings

  • Interest bearing tiers:
    • $0 – $999
    • $1,000+
  • Quarterly compounding of interest
  • Low minimum balance of $100
  • Free ATM card
  • Quarterly statements
  • Monthly service charge if balance falls below minimum balance

Macatawa Minor Savings

  • Designed for clients under 18 years old
  • No minimum balance requirement
  • No service charge
  • Interest bearing
  • Free ATM card
  • Quarterly compounding of interest
  • Quarterly statements

Goal 4 It

Save for your next trip, holiday, birthday or special gift with Macatawa Bank Goal 4 It savings.

  • An interest bearing savings account that allows you to manage your savings
  • Set up automatic payments into the account to reach your desired savings amount
  • Select your own payout month up to one year from date of opening, date will always be the last business day of that month
  • Macatawa Bank personal checking account required for payout
  • Minimum $10 to open
  • No ATM/debit card allowed on account
  • Funds will not be accessible until payout date w/out penalty

Certificate of Deposit

  • $1,000 minimum balance to open
  • Automatically renewable
  • Terms available for up to 60 months
  • Fixed interest rates
  • A penalty may be imposed for early withdrawal