Personal Saving & Investment Options

Macatawa Bank offers a wide array of savings and investment options.

Regular Savings

• Interest bearing tiers
• Quarterly compounding of interest
• Low minimum balance of $100
• Free ATM card
• Quarterly statements
• Monthly service charge if balance falls below minimum balance

Minor Savings

• Designed for clients under 18 years old
• No minimum balance requirement
• No service charge
• Interest bearing
• Free ATM card
• Quarterly compounding of interest
• Quarterly statements

Goal 4 It Savings

Save for your next trip, holiday, birthday or special gift with Macatawa Bank Goal 4 It savings.

• An interest bearing savings account that allows you to manage your savings
• Set up automatic payments into the account to reach your desired savings amount
• Select your own payout month up to one year from date of opening. The date will always be the last business day of that month
• Macatawa Bank personal checking account required for payout
• Minimum $10 to open
• No ATM/debit card allowed on account
• Penalty imposed on funds withdrawn prior to payout date

Personal Money Market

• Tiered interest rates
• Convenience of withdrawals by check (6 pre-authorized debits per statement cycle)
• $1,000 minimum daily balance
• Monthly service charge if account falls below minimum balance

Preferred Partner Money Market

• Tiered interest rates
• Convenience of withdrawals by check (6 pre-authorized debits per statement cycle)
• Pays a preferred rate of interested over our standard product, when you maintain any active checking account
• $1,000 minimum daily balance
• Monthly service charge if money market account falls below minimum balance

Certificate of Deposit

• $1,000 minimum balance to open
• Automatically renewable
• Terms available for up to 60 months
• Fixed interest rates
• A penalty may be imposed for early withdrawal