Business Checking Options

As a West Michigan-based bank, we understand the local market and the needs of area businesses. As your community bank, we’ve created a portfolio of business accounts to meet the needs of businesses of all sizes. Rest assured that as your business grows, Macatawa Bank will have all the products and services that you will need.

Business Access Checking

Business Access Checking is specifically designed to meet the needs of newer, growing business. We understand that all great businesses start small and have designed this account with the services you need to be successful.

Key Features:
• No monthly maintenance fee with $2,500 minimum daily balance
• 200 items free per month
• Free business ATM/debit card
• Free 24/7 Connect basic internet banking
• Free online bill payment service with $2,500 balance
• Free eStatements
• Discounted direct deposit service available

Business Advantage Checking

Business Advantage Checking is uniquely designed to meet the needs of the medium-sized, growing business. This account packages allows you to earn interest on surplus balances with an automatic sweep from your checking account to a money market account. Business Advantage includes many enhanced features and services that make running your business easy and affordable.

Key Features:
• No monthly maintenance fee with $15,000 minimum daily balance
• 500 items free per month
• Free business ATM/debit card
• Free 24/7 Connect basic internet banking
• Sweeps to tiered Business Advantage Money Market
• Free online bill payment service
• Free eStatements
• Discounted direct deposit service available

Business Analysis Checking

Business Analysis Checking is designed for businesses that conduct numerous transactions, maintain larger balances, and require a need for customized Treasury Management Services. This account also offers a competitive earnings credit rate to help offset monthly activity charges.

Key Features:
• No minimum balance requirements
• Unlimited account activity
• Multiple accounts can be grouped together for analysis purposes
• Activity charges are itemized on a monthly analysis statement
• Treasury Management Services available Click Here

Business Plus Checking

Business Plus Checking is specifically designed to meet the needs of Sole Proprietors.

Key Features:
• Monthly service charge
• Unlimited check writing
• Per item charges apply
• Interest bearing
• Free ATM/debit card
• Free 24/7 Connect basic internet banking
• Free eStatements